The Solution To Saving Money With Your Friends-- Qapital App!

If you haven't heard about the Qapital App yet, here ya go!  The Qapital App is the best solution to save money with your friends or partner without having to have a joint bank account! If there's a trip multiple people are wanting to go to and want to start saving for, just decide what your "goal" is and set how much you want it to automatically pull from your personal account and that's it.  Once you've hit your goal, all you have to do is transfer that money into your bank and you're ready to book your flight or whatever it is that you've been saving up for!  Pretty genius, right?

You all are probably thinking this is a paid sponsored post, but we promise it isn't!  We truly love it and have been using it and thought it would be a perfect Sorority Secret ;)

You can read more about the app or download it here!

5 Things To Cut Every Month To Save Money

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Spending money is easy, but saving money can be just as easy if you actually take a look at your statement every month.  As you take a look at your statement, you'll realize that you're spending a lot of money on silly little things that you can easily cut out of your life to put that money into your savings.  One thing we've learned as we've graduated from school is how important it is to have money in your savings, so we thought we'd put together a list for you all so you can start putting money in your bank!

1. Getting Your Nails Done

You can save easily close to $100 every month if you didn't get your nails professionally done.  We learned to do our nails ourselves and really it's allowed us to save a whole lot of money every month.  If you can't do your own nails, have a nail party and have your girlfriend do it for you!

2. Eating Out

You probably spend way more than you think on eating out- this is something that adds up fast!  Every social gathering typically is around eating out and when you socialize a lot, especially in the sorority world you end up paying a lot on food.  Be mindful of it next time and perhaps pack up food before you had to campus!

3. Those Starbucks Drinks!

Okay, similar to #2, but we all love our coffee!  If you think about it, you can easily make coffee at home, but you go to a coffee shop and spend at least $3 on a cup of coffee.  If you do the math, if you get coffee 5 times a week every month that's $60 (or more) that you can be saving a month!  

4. Subscription Based Products/Businesses

Those subscription based businesses are doing well for a reason, girls! We all spend $10 here and there on subscription based businesses like Birch Box and forget that money is actually being taken out of our account every month automatically for these packages we get every month!  

5. iTunes

So iTunes is great because you can download any music you want and download and watch any TV show or movie, but don't forget that your bank account is linked up and it can easily add up!  If you're buying and downloading TV shows or movies that you're just going to watch once, why not just pay a small fee and pay for Hulu+ or Netflix instead?

Again, it's so easy to spend money, so think about what you're really spending money on and if it is ABSOLUTELY necessary.  You can easily be saving $200-300 a month just by the things we listed above.  What are some other things that you can be saving money on?